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Tu Zhiyun

Mr. Tu has over 20 years of experience in consumer credit risk management, credit bureau scoring, and internet finance in US and China.
51credit.com is the largest consumer credit portal in China providing marketing services in online customer acquisition and leads generation for credit card and personal loan products for more than 20 leading Chinese banks.
During 2003-2004, Mr. Tu was the Chief Consultant of Decision Products for the Greater China Region of Trans Union Advantage (TUA), providing credit risk management solutions for financial institutions in mainland and Hong Kong China. He led the development of Hong Kong’s 2nd generation of credit bureau score, and China’s first empirical scorecard for mortgage and auto finance industry.